Terms of Service
Effective date: July 1, 2026. By using The BillPredict Decision Tools, you agree to these Terms of Service. If you do not agree, please discontinue use of the website.
Educational purpose only
All calculators, articles, examples, and estimates are provided for general educational and informational purposes. They are not financial, investment, mortgage, tax, legal, insurance, or credit advice. We are not a lender, broker, bank, credit repair company, insurance agency, or financial adviser.
No guarantee of accuracy
Calculator results depend entirely on the numbers, dates, rates, and assumptions entered by the user. Actual payments, loan terms, utility bills, taxes, insurance costs, rebates, fees, and approvals may vary. You are responsible for verifying all information with qualified professionals and the relevant provider before making decisions.
User responsibilities
You agree to use the website lawfully and not attempt to disrupt, scrape abusively, reverse engineer, or misuse the service. You should not submit confidential account credentials, Social Security numbers, or private banking information through website forms or email.
Advertising and third-party links
The website may display advertising or link to third-party resources. Third-party websites are controlled by their own operators, and we are not responsible for their content, products, policies, or practices.
Limitation of liability
To the fullest extent permitted by law, The BillPredict and its owners, contributors, and affiliates are not liable for losses, damages, missed payments, denied applications, increased costs, or other outcomes resulting from use of the website or reliance on estimates.
No warranties
The website is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted availability, error-free operation, or that results will meet your expectations.
Changes to terms
We may revise these Terms at any time. Continued use after updates are posted indicates acceptance of the revised Terms. Questions may be sent through our contact form.