Privacy Policy
Effective date: July 1, 2026. The BillPredict Decision Tools provides educational calculators and financial planning content. This Privacy Policy explains what information may be collected when you visit our website, how that information may be used, and the choices available to you.
Information we collect
Calculator entries such as income, expenses, balances, interest rates, and payment dates are processed in your browser for estimate purposes. We do not ask you to submit account numbers, Social Security numbers, bank credentials, or other sensitive financial credentials. If you contact us by email, we may receive your name, email address, message content, and any information you choose to include.
Cookies, analytics, and advertising
Our site may use cookies or similar technologies to understand traffic, improve page performance, remember preferences, and support advertising. If Google AdSense or other Google advertising services are displayed, Google and its partners may use cookies to serve ads based on your prior visits to this and other websites. You can learn about Google advertising choices and manage ad personalization through Google’s ad settings.
How information is used
Information may be used to operate the website, improve calculators, respond to messages, monitor security, measure content performance, and comply with legal obligations. We do not sell personal financial information.
GDPR and privacy rights
If you are located in the European Economic Area, United Kingdom, or another jurisdiction with privacy rights, you may request access, correction, deletion, restriction, objection, or portability of personal information we hold about you. You may also withdraw consent where processing is based on consent. To exercise rights, contact us through our contact form.
Data retention and security
We retain contact messages only as long as reasonably needed for business, legal, or support purposes. No website can guarantee absolute security, but we use reasonable safeguards and recommend that visitors avoid sending sensitive personal or financial credentials by email.
Children
This website is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children.
Changes
We may update this Privacy Policy periodically. Continued use of the website after changes are posted means you accept the updated policy.